| Budgeting, Financing, and Legal Issues Discuss ways of dealing with these issues. |
05-30-2007, 06:37 PM
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Senior Member
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Join Date: Jul 2006
Location: Claysville, PA
Wedding Date: June 28, 2008
Posts: 1,874
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Wedding Credit
Hey gals,
I thought I read "somewhere" once-upon-a-time about a credit card for weddings... that had like 0% APR until your wedding date or soemthing like that...
Has anyone else heard of this or know where I can find one? I'm starting to buy things, and it would be nice to be able to easily differentiate between "wedding" expenses and "house/personal" expenses and not have them all on the same credit card.. since FH isn't paying for any wedding stuff.
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05-30-2007, 07:53 PM
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Advanced Member
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Join Date: Sep 2005
Wedding Date: April, 22, 2006
Posts: 2,828
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I think American Express has one....but I thought it was a certain percentage back on wedding related expenses. We recently opened a Chase Visa Rewards Card...it was 0% for 18 months and 8.99% APR after that...no fees.
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05-30-2007, 08:04 PM
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Moderator
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Join Date: Apr 2003
Location: New York
Wedding Date: April 17, 2004
Posts: 14,018
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I've never heard of it. What's the difference between that and a regular credit card that offers 0% APR?
I would just get a regular card that offers a 0% APR and use that only for wedding related expenses. You can usually get the 0% for a year, sometimes 14 months if your credit is excellent and the wedding deadline may fall sooner than a regular card.
Getting $$ back for wedding related expenses would be a great deal. I would look into that.
__________________
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A clear conscience is usually the sign of a bad memory.
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06-01-2007, 06:48 PM
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Senior Member
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Join Date: Jul 2006
Location: Claysville, PA
Wedding Date: June 28, 2008
Posts: 1,874
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I found the AMEx card - it's in conjunction with The Knot, and you earn "reward points" for your purchases. Each $1 you spend earns 1 point, but it takes 100 points to earn $1 back... so if I charge ALL of my wedding expenses to the card, I would get about $150
... but you can only redeem your points at The Knot Store, and you get a 10% discount there. But none of that would be much use after the wedding...
I think I am just gonna look into getting a 0% interest rate card...
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