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Budgeting, Financing, and Legal Issues Discuss ways of dealing with these issues.

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Old 03-27-2007, 09:07 PM
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Heather Heather is offline
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Default Felt the First Twinge...

Of being unemployed. I called Sallie Mae today to defer my student loans for a year. I can still pay $$ on them each month, and Mike wants to do that, but if I can't make a payment, it won't go on my credit report or anything like that.

That was hard for me to do. I've been paying these damn loans for what feels like forever now, and as much as I bitch about them, I'm grateful to have the education that allowed me to pay them back.
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Old 03-27-2007, 09:15 PM
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You will be back to work soon doing a job you love!!!
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Old 03-28-2007, 01:06 AM
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Thanks girl.
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Old 03-28-2007, 01:09 AM
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I'm sure that was really hard to do, but honestly you have so many opportunities ahead of you right now, you're going to be able to start paying on them again in no time! And you covered your butt for right now very wise!!
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Old 03-28-2007, 02:12 AM
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Quote:
Originally Posted by imstilldreaming
And you covered your butt for right now very wise!!
Well, you know me and my credit report advice, lol. I have to practice what I preach!!
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Old 03-28-2007, 04:02 AM
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I feel ya. I deferred mine, and I felt like a loser doing it. But at least the option is available!
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Old 03-28-2007, 04:20 AM
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I had to do a defer on mine too. Now, I have them set up on an automatic withdrawl of $125 a month from my checking. That way, I don't have to worry about it. $ goes in and comes out before I even have it in my hot little hand.
I am doing it this way though, so I can get them caught up a bit more. Then, when I go back to school next fall, I get the option of stopping the payments until I am finished with my Masters. Which is a good thing. There are way more expenses to this last run of schooling than I anticipated.

Have no shame in doing what you can to make ends meet. That is why those options are set up. Because they realize that #^*% happens. They know that there are thick and their are thin times in peoples lives. It would be nice if other financial instutions would wake up to the reality of life. But, that will never happen.

You will have a wonderful job that you love and cant quit talking about. We will be here waiting to hear about it.
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