It generally isn't necessary to pay off all of your vendors one month ahead of time. Check your each of your vendors contracts -- date and amount for final payments should be in them.
Keep in mind that there are some vendors that you probably won't even see on your wedding day -- particularly your baker and florist -- so they are a couple vendors who'll require payment in advance.
On the flip side -- there are some photographers and videographers who don't require final payment until the final product is completed, and often times the caterer won't have a final amount until that evening. So there is no need to pay them off in advance. However, this depends on what you've agreed to in your contracts.
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what keeps them from just running off with it.
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Their reputations. It's incredibly hard to recover from a major mistake. You've got to have trust in your vendors. If you fear them running off with your money, they may be the wrong vendors for you.
I always require my final payment to be 2 weeks prior to the wedding. In over 12 years, I've only had one bride question this policy, however it is a policy I stick to. If I were to "run off with the money," my career would be over in a heartbeat. No reputable vendor would remotely consider running off.
Your coordinator should be in contact with every one of your vendors the week of your wedding, confirming EVERYTHING. Since we are human, this will ensure that times, dates, places, etc. aren't accidently forgotten.
paying vendors
)
he was OK about it though...)
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