This is a funny category to me, because it can change... it should ALWAYS be discussed before you marry, but sometimes once your married things can change, too.
I'll use myself as an example. When we met, moved in together, and then married, we made about the same amount of money. We kept separate checking and savings accounts, but had one shared checking and savings from which we paid our shared bills. We were 50/50 on what we contributed.
Now after five years of marriage, hubby has a new job & is making almost twice than I am - sometimes more if he gets a bonus. Obviously splitting our bills 50/50 wouldn't be 'fair' to me, so I pay the same amount I used to, and he upped his contribution by 30% to 40%, and he pays both our car insurance policies since it's in his name. We both still have separate checking and savings, and share a separate checking and savings.
Strangely, it was hard for ME to allow this - total pride thing. I'm very independent and don't want to have to rely on hubby for anything, but once we were in our home with a mortgage, we had to sit down again and figure out finances and how we were going to handle it.
So - not only is it something you have to work out before you're married - but there will be life events where you'll have to sit down and rethink things once in a while, too.
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A clear conscience is usually the sign of a bad memory.
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